About us

East Coast Health Insurance should be your Medicare Advantage and Medicare Supplement experts. With over 10 years in health insurance, we have been successfully helping seniors choose their health insurance plans for a long time and are up to date on all the latest Medicare plans and news.  Located in Deerfield Beach, Florida we are here to explain Medicare to you!

Medicare Supplement Quotes


Medicare Part A

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What's Included in Medicare part A

 

 

  • Inpatient Hospital care
  • Skilled nursing facilities
  • Hospices
  • Home care

 

 

Part A is Typically free of premium as long as you or spouse paid Medicare taxes during your working life.

 

Medical Procedures Covered in part A

Hospital Coverage:

This includes All basic hospital services food, nurses, drugs etc. This however does not extend to what Medicare considers luxury items like a television or phone any items, products, or service not absolutely medically necessary will come at an additional cost.  It does not even cover doctor or emergency  services without the Medicare Plan B addition. 

 

Hospice:

Hospice care is only available under Medicare if your doctor verifies that you have 6 months or less to live. Hospice care is traditionally rendered by a Medicare compliant hospice and the coverage extends far beyond the traditional spans of Medicare due to the obvious extenuating circumstances and temporary requirement for the care.

Home Care Services:

This benefit is limited to necessary medical services or part time skilled nursing. It also extends to physical therapy ,language therapy and occupational therapy. Your must have the care provided order on your behalf by a doctor and it must be performed by a certified home health agency that is Medicare compliant.

 

Blood:

You can have blood donated to you by a friend or family member at no cost to you or purchase the first three units of blood at regular cost.

 

Skilled nursing:

To qualify for care in a skilled nursing facility for Medicare your doctor must state that it is medically necessary and you require a daily service that cannot be self administered. Medicare part a does not cover Skilled nursing facility long term and only after a minimum of a 3 day hospital stay do you even qualify for a skilled nursing facility. Custodial care in a skilled nursing facility is also not covered by Medicare part A alone.

 

Medicare Supplements

We offer Medicare Supplements from AARP, Mutual of Omaha, Aetna, Secure Horizons (United Health Care), Blue Cross Blue Shield, and many more. With the fact that Medicare plans are homogenized, that means the best plan for you is the cheapest premium as there is no difference between the coverages from one company to the next. East Coast Health Insurance will find the best plan for you and your family, because we have contracts with all carriers and will let you choose the company that is best for you. Get a Medicare Supplement Quote now!

Medicare Drug Plans or Part D

Medicare Part D or as we like to call it the Great Confusion, is one of the more complicated parts of Medicare. With Donut Holes and large benefit deals these $20 a month plans can drive you nuts but might be the most important decision in picking a Medicare plan as many senior citizens largest expenditures are medications. Let East Coast Health Insurance assist you in picking a plan!

With health reform right around the corner, you need an agent that is up on the latest products and news coming out of Washington and your local, state government. 

Medicare Advantage Plans

East Coast Health Insurance offers these great plans (usually free to minimal cost per month) from all great regional and national carriers. This subset of Medicare includes the Medicare HMO plans, POS, and even PPO plans that pay the 20% of your bills that Medicare does not. Everyone should have either an Advantage plan or a Medicare Supplement as it is not a good idea to run around with no coverage for the missing 20%. East Coast Health Insurance can get help you pick a great plan and explain the differences between each carrier. In many cases we will even send a representative over from the carrier you choose to help you sign up!